Education is Priceless

And for you, the uninitiated, forewarned is clearly forearmed.

It is my (Ron Alford) personal opinion that the great majority of State Farm's customers are undereducated blue collar types who don't have the first clue about the behavior of this giant and its methods of deceiving consumers when they buy insurance contracts from State Farm or when they file a claim.

I have personal knowledge of State Farm's abusive actions against its own customers in the past which continues today because State Farm trains its army of commissioned Agents and claims employees to believe that claimants are incapable of telling the truth.

To make it almost impossible for marginally solvent, undereducated people who become victims, State Farm has created a bureaucratic quagmire that Mensa Society (geniuses) types find difficult to penetrate when they suffer a loss and need to recovery financially.

To make my point, below are just few paragraphs from Dr. William C. Hammel's claim against State Farm which began on September, 16, 1994 and still continues today.

What goes around comes around.

State Farm can rip off most of the people most of the time, but, what happens when they rip off someone who is smart enough to gather resources and experts who understand functional countermeasures and know how to play the insurance game well enough to change State Farm's rules?

If I were State Farm executives, I would be looking to retire about now to avoid being caught in a counter terrorism attack from informed, angry and persistent consumers.

With the right weapons of war (the truth) informed and organized consumers have the ability to create the fall and perhaps the demise of a once mighty and invincible State Farm.

Start of quoted material

Dr. William C. Hammel Ridgefield Park NJ 07660

"Letters and phone calls to State Farm by me, by Mr. Bellamente and by Dr. Boulukos have produced no response. Letters sent to State Farm have consistently been lost or misplaced, or "not received", or simply ignored. Phone calls to "Claims Specialists" produce no return calls. A claim file, or so I am told by the Claims Specialists, and/or there assistants and/or secretaries, apparently requires days going into weeks, to find or retrieve. My credulity fails on this point. The person whose name is on any correspondence is always, on another line, not at her desk, not available, at a meeting, not in for the day, or has just left. Repeated attempts at contact simply resulted in surly and/or downright rude responses from various secretaries and/or assistants.

State Farm has either been totally silent or simply issued edicts and commands consistent with the high commands of an irresponsible fascist bureaucracy. and has been otherwise consistently inaccessible and evasive with any attempt to counter their assertions and denial of benefits.

It is clear at this point that this intransigence must be dealt with through some other channel.

It is clear that I am not dealing with some oversight or some excusable failure to act in a timely way.

With State Farm, I am dealing with, at very least, negligent and intentional fraud, to deny me the P.I.P. benefits that we have paid for.

It is also clear that this fraud is conspiratorial in nature, and most probably rampant.

End of quoted material