WRECK MANAGEMENT RECOVERY PLAN
An average driver will be involved in a car
accident every six to eight years guaranteed. When it occurs you will
be under a tremendous amount of stress. That is why you need to prepare
yourselves before the car wreck happens. These tips may seem simple,
but I assure you, no one does them.
Five important tips you need to know
BEFORE
you get into a car wreck.
Document the value of your
Vehicle
Create a simple file to be stored at your office or home. Take
photos of the interior and exterior of your car on all sides, clip
advertisements of your car with values on it and place all these items
in the file. You have to know the value of your vehicle for when it is
stolen or totaled in a wreck; you will be able to prove how much money
you lost.
Stock your Vehicle with
Emergency Supplies
Flashlights, Flares, Gallon of Water, Blanket, First Aid Kit, Jumper
Cables, Cell Phone and a Tool Kit and even a Brick for breaking windows
if you’re trapped.
You should have an emergency phone number card in
your glove box.
VEHICLE
ACCIDENT MANAGEMENT PLAN (vamp example)
This contains a Camera with flash for taking the
photos of the damage and the scene as proof. It contains a notebook
with pencil for writing down all the information for documentation
Choose a Qualified
Collision Repair Facility
Select a qualified repair facility
before you need one. This prevents getting ripped off. Shop around and
get recommendations and set things up with the company so that when you
do have a wreck, your plan is already in place.
4.
Read Your Insurance
Contract
It’s very exciting when you get a new car
and I understand that, but that is when you are most vulnerable. Don’t
just sign anything. Read your contract, read the fine print. There is
always a section that has the smallest printed word EXCEPT. The purpose
of this is so you see all the things you think you are going to be
covered for. What you don’t check is that above that list is the word
EXCEPT. We cover this, this and this EXCEPT. It’s a trick.
5.
Take a Defensive Driving
Course and do a DRY RUN
Take a Certified Defensive Driving Training
Course
In most states it will reduce your
insurance by 10% and/or remove points from your license. It will also
teach you a thing or two you don’t know.
Practice a Dry Run Accident with your
family. |